Pay 0% charge for Bank Transfers (Valid for all users)
https://paytm.com/

• Paytm earlier used to charge 4% for transfering money to bank for non KYC customer and 1% for KYC Customer
• After demonetization they had reduced it to 1% for all, and now they have made it 0% for all. We do not know if this permanent but it is a great option while it lasts